(English version below)
妳你有儲蓄嗎？妳你曉得儲蓄的價值觀，或儲蓄的內涵嗎？吾，玳瑚師父，曾寫過有关儲蓄，更高層次的文章，諸位大德不妨去搜索觀讀，祝開卷有益。這裡，吾再簡明闡示，有关儲蓄鮮爲人知的一面，願人人獲益，受用有餘。
儲蓄對一般人而言，不外就是将所得的錢財，放在銀行裡，以備急時所需而用。但，普天之下，有這類儲蓄習慣的人，多得不得了。甚至，在觀讀的妳你，也是如此。可是，吾等都時不時聽有所聞，有人訴說着，錢不够用的故事。怎麼會這樣？那是因爲，這些人的先天福报已告急也。更深一層的說法是，無形是控制有形的。
妳你在過去世，所积累的福德，謂爲先天，也即是因。投胎後一切的吃、喝、玩、樂、住、用......等等，本來就是在消耗，大量妳你前世，甚至過去世的資糧。所以，吾等眞正應儲蓄的是，陰德。有錢出錢，有力出力，有腦出腦，有才出才，有時間出時間，且一定要持之以恆，爲善不落人後，爲善不爲人知，與人爲善可以也必要。好好的尊守這自然法則，妳妳就不會山窮水盡，且年年有乘餘啊！吾，玳瑚師父，一直都沒與這自然法則脫軌，因而常樂我富。
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Do you have savings? Do you know the value or intention of savings? I, Master Dai Hu, once wrote a higher-level article about savings. You can go search for it and read it. May it benefits you as you read. Here, I will once again explain in simple terms, the lesser known side of savings. I hope that every one of you benefits tremendously.
To most people, savings means putting all the money in the bank, for emergency use. However, in this world, there are plenty of people who have such category of savings. In fact, you who are reading the article now probably do too. But, from time to time, we also hear of stories of people having insufficient money. How did that happen? That is because the inherent fortune of these people are at urgently low levels. A deeper way of explanation is that the invisible form controls the visible form.
The merits and good fortune that you accumulated in your past lives are known as inherent fortune. They form your cause. Upon reincarnation, all that you eat, drink, play, enjoy, stay and use etc are ways you greatly exhaust the resources you collected in your previous life and past lifetimes.
Therefore, what we should truly save is virtue. Those with money contribute money. Those with strength give strength. Those with brains contribute their ideas. Those with talents lend their talents. And you must do it consistently over a period of time. Do not lag behind others in doing good. Do not insist on letting others know of your good deeds. You should and must form positive affinities with other people. If you abide by the law of the Universe well, you will never be depleted and in fact, have more than enough to use. I, Master Dai Hu, has never derail from this Universe's principle, and hence, I delight in having wealthy resources around me.
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